About We have both had personal experience with the impact of planning on people we love. We've seen businesses preserved so the next generation can carry on, families cared for and given financial "breathing room" to pick up the pieces, retirements achieved, and dignity preserved in times of sickness, all because of proper planning. We hope Austin's personal story motivates you to create and implement a plan for yourself.Sincerely,Louis and AustinWhen I was twenty-two, I moved to New York City. I’d just graduated from college and my parents agreed to support my first few months as I dove headfirst into the theater scene. By Thanksgiving, I was starting to get a footing and had some exciting gigs lined up for the end of the year. Then I got a phone call I’ll never forget.“Daddy’s gone,” my mom said. I could hear the pain, love, shock, and uncertainty in her voice. I couldn’t believe it. How could my father, at 49, be gone? All of the sudden, I felt the profound permanence of death. I couldn’t call him anymore. I couldn’t ask for his advice. I couldn’t give him a hug when I flew home for Christmas. My family had a massive, dad-shaped hole.As I packed that night to fly home, I couldn’t help but think my time in New York was up. Surely I’d have to move home to make sure my brother stayed in college and my mom didn’t lose her house. After all, my dad was the primary breadwinner. Without his income, I knew we’d have problems. When I landed in Denver, I experienced the incredible support of family and friends. We didn’t have to cook for weeks and relied heavily on their guidance in walking through the early days of shock and grief. Still, the issue of how my mom was going to make it weighed heavily on me. Casseroles weren’t going to put a check in the mailbox for the next mortgage payment.Fortunately, my dad had a plan. His love for my mom, my brother, and me became evident in new ways as we pulled his will and two life insurance policies out of the filing cabinet. He’d given us space to grieve and to process by putting an insurance company on the hook for college, the mortgage, and even my mom’s retirement. Losing my dad didn’t have to mean losing everything.